AVC Capital Privacy Policy

Effective Date: 25th May 2018 (Updated for UK GDPR and FCA Compliance)

Introduction

At AVC Capital, your privacy is important to us. We are committed to protecting your personal data and handling it with transparency, fairness, and care. This privacy notice outlines how we collect, process, store, and share your information in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and relevant financial regulatory frameworks including FCA requirements.

This policy applies to personal data collected through our website https://avc.capital, by email, over the phone, or in-person communications.

We may update this notice periodically. If any significant changes are made, we will notify you via email or website notice.

Who We Are

AVC Capital is a UK-based financial services firm providing capital solutions and investment strategies. Our registered office is located in the United Kingdom, and we operate in full compliance with the FCA and relevant UK financial legislation.

We are a data controller, meaning we determine the purposes and means of processing your personal data.

Why We Collect Your Personal Data

We collect and process personal data for several key purposes:

  • To provide financial advice, investment services, or funding solutions.
  • To meet legal and regulatory requirements (including anti-money laundering checks).
  • To fulfil contractual obligations.
  • To assess suitability and risk profiles.
  • To maintain internal records and communications.
  • To send marketing communications where permitted by law or consented to.

Legal Basis for Processing

We process your data based on the following lawful grounds:

  • Contractual necessity – to deliver services you request.
  • Legal obligation – to comply with regulatory and statutory duties.
  • Legitimate interests – for marketing, fraud prevention, or improving services.
  • Consent – for optional communications or where required for processing.

What Data We Collect

Depending on the services you engage with, we may collect:

  • Name, address, email, and phone number.
  • Date of birth, nationality, or ID documents (for verification).
  • Financial data such as income, assets, and investment history.
  • Banking or payment details.
  • Employment or business information.
  • IP address, browser data, and website usage via cookies.

We may also collect sensitive personal data, such as financial risk tolerance or creditworthiness, strictly when required for service delivery and with enhanced safeguards.

How We Use Your Data

We use your data to:

  • Provide tailored investment or capital services.
  • Conduct due diligence (KYC, AML, and fraud screening).
  • Communicate service updates, documentation, and reports.
  • Respond to enquiries and manage client relationships.
  • Maintain statutory and compliance records.
  • Send investment insights or newsletters (if consented).

Data Retention

We retain personal data for as long as required to:

  • Comply with legal and regulatory obligations.
  • Fulfil our service contracts and safeguard records.
  • Defend or enforce legal claims.

Standard retention is six years post-client relationship, unless legally mandated otherwise.

Sharing Your Data

We do not sell your data. We may share it with trusted third parties, including:

  • Regulatory and supervisory authorities (e.g., FCA, HMRC).
  • Legal and professional advisers.
  • Payment processors and custodians.
  • IT and cloud service providers (under strict confidentiality).
  • AML and compliance software providers.

All third parties are contractually bound to process data in line with UK GDPR standards.

International Transfers

Where data is transferred outside the UK or EEA, we ensure:

  • The destination country has an adequate level of protection, or
  • Standard contractual clauses or other safeguards are in place.

Your Rights

Under UK GDPR, you have the right to:

  • Access your personal data.
  • Rectify inaccurate or incomplete data.
  • Request deletion of data (where legally permissible).
  • Restrict or object to certain types of processing.
  • Port data to another service provider.
  • Withdraw consent at any time (for consent-based processing).
  • Be informed of any automated decision-making affecting you.

To exercise your rights, contact:
Email: privacy@avc.capital

We may require identity verification before acting on your request.

Marketing Communications

If you have opted in to receive marketing, we may send updates on investment products, thought leadership content, or industry insights.

You can unsubscribe anytime via email footer links or by contacting us directly.

Cookies

Our website uses cookies to track performance, improve functionality, and enhance user experience. You can control cookie settings through your browser. See our separate Cookie Policy for more details.

Complaints

If you have concerns about how we handle your data, please contact us first so we can address the issue. If unresolved, you may raise a complaint with:

Information Commissioner’s Office (ICO)
Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF
Tel: 0303 123 1113
Website: www.ico.org.uk